Free · Updated for 2027
The 2027 Benefit Notices Package. Every notice. One file.
Add your company name. Send the right notices on time.
If you offer a health plan, the law says you owe your employees a stack of notices. Some every year. Some at hire. Some only if your plan works a certain way.
Nobody hands you the list. Most small employers find out about a notice the way you find out about a parking ticket: after the fact.
Here’s the whole list, grouped by when each notice goes out, with a checklist so nothing slips.
Send me the notice package
A Word file with every notice, ready for your company name, plus an Excel checklist of what to send and when. Download both the moment you sign up.
One email with the download links. I don't share your email address, and you can unsubscribe at any time. No hoops. No hassle.
What’s in it
Three parts and a checklist.
Updated for 2027: the new ACA affordability figure, the latest CHIP state list (Illinois is new), and a heads-up on Medicare’s new creditable coverage rules.
- Part 1: Every year at open enrollmentMedicare Part D, your Summary of Benefits and Coverage, CHIP, WHCRA and the rest of the annual notices. Part D comes first, because it has the earliest deadline.
- Part 2: At hire or first enrollmentThe Marketplace, COBRA, special enrollment and privacy notices. Pull these pages out and you have a new-hire packet.
- Part 3: Only if it applies to youPlan changes, the No Surprises Act, wellness programs, FMLA and a few others. Skip what doesn’t fit your company.
- The When to Send checklistOne row per notice: required or best practice, when to send it, who gets it, when it applies, and a column to log the date it went out.
Who this is for
Whoever sends the benefits paperwork at a company with fewer than 250 employees and a group health plan. The office manager, the controller, the HR generalist, or the owner.
Who it isn't for
Anyone whose broker or carrier already sends a complete notice package every year. Use theirs. Then check it against the checklist.
Who put it together
I'm Ann Bishop. Over 30 years in employee benefits, all of it on the administration side. Which means I’ve spent a lot of open enrollment seasons making sure the right notices went out on time.
I don't sell insurance, and I have no stake in what you decide. This package is what I’d hand you if you asked.
The notices are due either way.
Get every notice in one place.
Benyfix teaches you the rules so you can ask better questions. We don’t replace your attorney, broker, or CPA — and we won’t pretend to. Get smarter here. Get specific advice from your licensed pro.