About

The person running your benefits probably isn't a benefits person

Your premiums keep climbing. Your compliance duties keep piling up.

And the person you put in charge of benefits? They don't know much about benefits.

That's not a knock on them. You're a small business. Nobody's job is benefits, so it landed on your HR lead, your controller, your office manager, or you.

That gap costs money.

  • The wrong type of plan
  • Administration mistakes nobody catches
  • Compliance penalties you never saw coming

Meanwhile your employees barely know what a deductible is. They use the plan incorrectly, then blame you for the shabby coverage you're paying a fortune for.

Who I am

I've watched this from the inside for 30 years

Ann Bishop

Hi, I'm Ann. I'm an account manager at a boutique insurance agency — on the administration side, not the sales side. I know what happens behind the scenes and how to work the system.

  • I've seen

    Companies renew the same carrier and the same plan design year after year because the broker said to.

    Rates went up every time. Nobody pushed back. Not changing is easier.

  • I've seen

    A 300-employee grocery chain still paying premiums on 50 people who left months earlier.

    The carrier refunded almost none of it.

  • I've seen

    Employers be non-compliant with the law when a few documents would have fixed it.

Same pattern every time: high-stakes decisions made by people with no benefits background. You don't have to become an expert. You do have to know enough to ask the right questions.

Your broker won't fill that gap. Most don't have the time.

No broker?

  • When did you last shop the market?
  • How do your employees learn to use the plan?
  • Do you know which documents you're required to have, and what you have to report?

The point of all this

So I built Benyfix

I'm not here to sell you a health insurance plan. I'm not here to replace your broker.

I'm here to find the costly problems buried in your benefits program, then show you how to fix them.

Independent guidance. No fluff. No B.S.

Let's slash your rising premiums, clean up sloppy administration, and steady your shaky compliance.

Ann Bishop

Start with the questions

Get the 15 questions

15 Questions to Ask Your Broker Before You Sign the Renewal. Six pages, free. Print it, bring it to the meeting, write down what your broker says.

Ready to talk instead? Book 15 free minutes. If the Renewal Review fits, it's $500 — and you'll know that before you book.