About

The person running your benefits probably isn't a benefits person

Your premiums keep climbing. Your compliance duties keep piling up.

And the person you put in charge of benefits? They don't know much about benefits.

That's not a knock on them. You're a small business. Nobody's job is benefits, so it landed on your HR lead, your controller, your office manager, or you.

That gap costs money.

  • The wrong type of plan
  • Administration mistakes nobody catches
  • Compliance penalties you never saw coming

Meanwhile your employees barely know what a deductible is. They use the plan incorrectly, then blame you for the shabby coverage you're paying a fortune for.

Who I am

I've watched this from the inside for over 30 years

Ann Bishop

Hi, I'm Ann. I've been an account manager at a boutique insurance agency for over 30 years — on the administration side, not sales. I know what happens behind the scenes and how to work the system.

  • I've seen

    $218,456 a year. That's the premium gap between two ways of paying for the same coverage at a 27-employee manufacturing company.

    Twenty-seven people. Most owners are never shown the second option.

  • I've seen

    A 300-employee grocery chain still paying premiums on 50 people who left months earlier.

    The carrier refunded almost none of it.

  • I've seen

    Employers who were one audit away from fines that a few documents would have prevented.

    Nobody told them the paperwork applied to a company of their size.

Same pattern every time: high-stakes decisions made by people with no benefits background. You don't have to become an expert. You do have to know enough to ask the right questions.

Your broker won't fill that gap. Most don't have the time.

No broker?

  • When did you last shop the market?
  • How do your employees learn to use the plan?
  • Do you know which documents you're required to have, and what you have to report?

The point of all this

So I built Benyfix

I'm not here to sell you a health insurance plan. I'm not here to replace your broker.

I'm here to find the costly problems buried in your benefits program, then show you how to fix them.

The goal is simple. Renewal becomes a decision, not a reflex. Your paperwork is where it should be. And the person running your benefits finally knows what they're doing — even if that person is you.

Independent guidance. No fluff. No B.S.

Let's slash your rising premiums, clean up sloppy administration, and steady your shaky compliance.

Ann Bishop

Want a straight answer? Ask me.

Ask your benefits question

General questions get a free answer. If I need to look at your documents for a deeper dive, that's the Benefits Review: $500, and you'll know that before you commit to anything.

Not ready yet? Get the 15 Questions to Ask Your Broker, free →