Work with me

Start with a question.

Bring whatever's bothering you. A renewal that came in high. Admin held together with sticky notes. A compliance question you've been avoiding for two years. A plan nobody has looked at since the day you bought it.

Send me your question. If it's a quick one, I'll answer it, free. If I need to look at your documents for a deeper dive, that's a Benefits Review. And if I can't help, I'll say so and point you somewhere better. No pitch waiting at the end. I don't sell insurance.

Ask your benefits question How it works

What I sell today

The Benefits Review

$500 One fee. No retainer, nothing recurring.

You don't book this here. Ask your question first. If a Benefits Review is worth doing, I'll send you the booking link.

  • Your renewal — whether the increase is justified, whether you're paying for people who left, and the funding alternatives nobody showed you
  • Your paperwork — what's on file, what's missing, and what's due
  • Your invoices — whether you're billed for the right people at the right rates
  • A one-page written summary after we meet

You send whatever needs looking at. I read it before we meet, and we spend 45 minutes on what I found. If fixing it takes more than that, I'll quote the rest separately — before you commit to anything.

How this works

No surprises. Here’s the whole thing.

Start to finish, before you commit to anything.

  1. 1
    Free

    Ask your question

    Tell me what's going on. If I can answer it in a reply, I will. Usually within a few hours. Always within 2 business days. If I need to see your documents, I'll tell you that too — and which kind of help you actually need, which isn't always the one you came in asking about.

    Plenty of these end with me saying there's nothing here worth paying for. That's a real outcome, and it costs you nothing.

  2. 2
    $500

    If the Benefits Review fits, you book it

    I send you the booking link, and you pay when you book. One fee, no retainer, nothing recurring, no upsell afterwards.

  3. 3

    You send me your documents

    Through an encrypted link I send you. Your plan documents don't belong in an email attachment. I'll tell you exactly which documents I need. Nothing exotic; you most likely already have them sitting in your benefits folder.

  4. 4

    We spend 45 minutes on what I found

    I go through everything before we meet, so the call is findings, not discovery. Where the money is going, what your options actually are, and what paperwork needs fixing.

    You leave with a one-page written summary — and the words to take it to your broker. No broker? Then the steps to handle it yourself, and a straight answer on whether you ought to hire one.

If you don't have a broker

Then nobody is watching your plan at all.

That isn't a criticism. You never hired anyone to. Plenty of small employers buy straight from the carrier, or pick up a plan through their payroll company, or inherit one and never touch it again.

The renewal still arrives every year. The alternatives still exist. The reports are still due. It's just that nobody's job is to raise any of it with you — so none of it gets raised.

Here's the part nobody will give you straight. I'm not a broker either, and I won't place your coverage. What I'll tell you is whether you're overpaying, what your options actually are, and if you'd be better off with a broker, what to look for in one.

Because here's the thing about going without. On most fully-insured small group plans, the broker's commission is already built into the premium. Going without a broker usually doesn't take the commissions out.

You're paying for a broker,
even if you don't use one.

Bigger than one review?

Some problems need more than 45 minutes.

Cleaning up years of administration. Rebuilding plan documents that were never written. Redesigning a plan from the ground up. That's project work, not a review.

I quote those individually, once I know what I'm looking at — usually after a Benefits Review, so we both know what we're dealing with.

Not ready to ask? Start smaller.

Get the free guides

Free guides you can use on your own. No call, no calendar, no obligation.

Plenty of people never book anything, and that's fine. If a guide alone saves you money, I've done the job I set out to do.