Free · 15 minutes

Start with fifteen free minutes.

Bring whatever's bothering you. A renewal that came in high. Admin held together with sticky notes. A compliance question you've been avoiding for two years. A plan nobody has looked at since the day you bought it.

I'll tell you straight whether I can help — and if I can't, I'll say so on the call and point you somewhere better. No charge either way, and no pitch waiting at the end. I don't sell insurance.

Pick a time How it works

What I sell today

The Renewal Review

$500 One fee. No retainer, nothing recurring.

You don't book this here. We start with the free fifteen minutes. If a Renewal Review turns out to be worth doing, I'll send you the booking link then.

  • Whether your increase is justified — what's actually driving it, whether the reason you were given holds up, and how your number compares to published benchmarks for employers your size
  • Whether you're paying for people who left — your renewal is priced off your enrollment, so I check the enrollment
  • Funding alternatives nobody showed you — where the 25–50% tends to hide
  • The paperwork the renewal itself sets off — a new Summary of Benefits and Coverage if the plan changed, an updated plan document, the notices due at open enrollment

This is a renewal review, not a compliance audit. It covers the paperwork your renewal triggers — not everything you're required to have on file. That's separate work, quoted separately.

Pick a time

Grab a slot.

Bring your renewal letter if you have one. If you don't, bring the question that's been bothering you.

How this works

Nobody likes a surprise on a sales call.

So here's the whole thing, start to finish, before you book anything.

  1. 1
    Free

    Fifteen minutes on Zoom

    You tell me what's going on. I ask a few questions and tell you honestly whether I can help, and which kind of help you actually need — which isn't always the one you came in asking about.

    Plenty of these calls end with me saying there's nothing here worth paying for. That's a real outcome, and it costs you nothing.

  2. 2
    $500

    If the Renewal Review fits, you book it

    You pay when you book the second call. One fee, no retainer, nothing recurring, no upsell afterwards.

  3. 3

    You send me your documents

    Through Sync.com, which is encrypted — your plan documents don't belong in an email attachment. I'll tell you exactly which ones I need. Nothing exotic; it's what's already sitting in your benefits folder.

  4. 4

    We spend 45 minutes on what I found

    I go through everything before we meet, so the call is findings, not discovery. Where the money is going, what your options actually are, and which pieces of paperwork this renewal forces you to update.

    You leave with a list you can act on — and the words to take it to your broker. No broker? Then the steps to handle it yourself, and a straight answer on whether you ought to hire one.

If you don't have a broker

Then nobody is watching your plan at all.

That isn't a criticism. You never hired anyone to. Plenty of small employers buy straight from the carrier, or pick up a plan through their payroll company, or inherit one and never touch it again.

The renewal still arrives every year. The alternatives still exist. The reports are still due. It's just that nobody's job is to raise any of it with you — so none of it gets raised.

Here's the part nobody will give you straight. I'm not a broker either, and I won't place your coverage. What I'll tell you is whether you're overpaying, what your options actually are, and if you'd be better off with a broker, what to look for in one.

Because here's the thing about going without. On most fully-insured small group plans, the broker's commission is already built into the premium. Going without a broker usually doesn't take the commissions out.

You're paying for a broker,
even if you don't use one.

If your problem isn't the renewal

Book the call anyway.

The Renewal Review is the one thing I sell off the shelf today, because a renewal shows up on a deadline and costs the most money when it goes wrong.

Compliance is a different animal. It isn't a renewal problem — a missing plan document is just as missing in March as it is at renewal, and checking all of it properly is its own piece of work. Same with cleaning up your administration, and with plan design.

I quote those individually, once I know what I'm looking at. Tell me what's going on in the free fifteen minutes and I'll give you a number, or tell you it isn't worth one.

Not ready for a call? Start smaller.

Get the 15 questions

The free guide is six pages of questions to take to your own broker. No call, no calendar, no obligation.

Plenty of people never book anything, and that's fine. If the guide alone saves you money, I've done the job I set out to do.